Washington § 48.18.540 Cancellations, denials, refusals to renew—Written notification.

Washington Statutes

§ 48.18.540 — Cancellations, denials, refusals to renew—Written notification.

Washington § 48.18.540

Title 48INSURANCE

Ch. 48.18THE INSURANCE CONTRACT

This text of Washington § 48.18.540 (Cancellations, denials, refusals to renew—Written notification.) is published on Counsel Stack Legal Research, covering Washington primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Wash. Rev. Code § 48.18.540 (2026).

Text

Every insurer upon canceling, denying, or refusing to renew any disability policy, shall, upon written request, directly notify in writing the applicant or insured, as the case may be, of the reasons for the action by the insurer and to any person covered under a group contract. Any benefits, terms, rates, or conditions of such a contract that are restricted, excluded, modified, increased, or reduced shall, upon written request, be set forth in writing and supplied to the insured and to any person covered under a group contract. The written communications required by this section shall be phrased in simple language that is readily understandable to a person of average intelligence, education, and reading ability.

Findings — Intent — 1993 c 492: See notes following RCW 43.20.050 .

Short t

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Every insurer upon canceling, denying, or refusing to renew any disability policy, shall, upon written request, directly notify in writing the applicant or insured, as the case may be, of the reasons for the action by the insurer and to any person covered under a group contract. Any benefits, terms, rates, or conditions of such a contract that are restricted, excluded, modified, increased, or reduced shall, upon written request, be set forth in writing and supplied to the insured and to any person covered under a group contract. The written communications required by this section shall be phrased in simple language that is readily understandable to a person of average intelligence, education, and reading ability.

Findings — Intent — 1993 c 492: See notes following RCW 43.20.050 .

Short title — Savings — Reservation of legislative power — Effective dates — 1993 c 492: See RCW 43.72.910 through 43.72.915 .