Washington § 19.182.190 Security freeze—RCW19.182.170not applicable to certain consumer reporting agencies.

Washington Statutes

§ 19.182.190 — Security freeze—RCW19.182.170not applicable to certain consumer reporting agencies.

Washington § 19.182.190

Title 19BUSINESS REGULATIONS—MISCELLANEOUS

Ch. 19.182FAIR CREDIT REPORTING ACT

This text of Washington § 19.182.190 (Security freeze—RCW19.182.170not applicable to certain consumer reporting agencies.) is published on Counsel Stack Legal Research, covering Washington primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Wash. Rev. Code § 19.182.190 (2026).

Text

A consumer reporting agency is not required to place a security freeze in a consumer credit report under RCW 19.182.170 if it acts only as a reseller of credit information by assembling and merging information contained in the database of another consumer reporting agency or multiple consumer reporting agencies, and does not maintain a permanent database of credit information from which new consumer credit reports are produced. However, a consumer reporting agency must honor any security freeze placed on a consumer credit report by another consumer reporting agency.

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A consumer reporting agency is not required to place a security freeze in a consumer credit report under RCW 19.182.170 if it acts only as a reseller of credit information by assembling and merging information contained in the database of another consumer reporting agency or multiple consumer reporting agencies, and does not maintain a permanent database of credit information from which new consumer credit reports are produced. However, a consumer reporting agency must honor any security freeze placed on a consumer credit report by another consumer reporting agency.