Washington § 19.182.110 Adverse action based on report—Procedure—Notice.

Washington Statutes

§ 19.182.110 — Adverse action based on report—Procedure—Notice.

Washington § 19.182.110

Title 19BUSINESS REGULATIONS—MISCELLANEOUS

Ch. 19.182FAIR CREDIT REPORTING ACT

This text of Washington § 19.182.110 (Adverse action based on report—Procedure—Notice.) is published on Counsel Stack Legal Research, covering Washington primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Wash. Rev. Code § 19.182.110 (2026).

Text

If a person takes an adverse action with respect to a consumer that is based, in whole or in part, on information contained in a consumer report, the person shall:

(1)Provide written notice of the adverse action to the consumer, except verbal notice may be given by a person in an adverse action involving a business regulated by the Washington utilities and transportation commission if such verbal notice does not impair a consumer's ability to obtain a credit report without charge under RCW 19.182.100 (2); and

(2)Provide the consumer with the name, address, and telephone number of the consumer reporting agency that furnished the report to the person. Finding — 2012 c 41: See note following RCW 59.18.257 .

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If a person takes an adverse action with respect to a consumer that is based, in whole or in part, on information contained in a consumer report, the person shall:

(1) Provide written notice of the adverse action to the consumer, except verbal notice may be given by a person in an adverse action involving a business regulated by the Washington utilities and transportation commission if such verbal notice does not impair a consumer's ability to obtain a credit report without charge under RCW 19.182.100 (2); and

(2) Provide the consumer with the name, address, and telephone number of the consumer reporting agency that furnished the report to the person.

Finding — 2012 c 41: See note following RCW 59.18.257 .