Washington Statutes
§ 19.144.060 — Risk grade determination.
Washington § 19.144.060
JurisdictionWashington
Title 19BUSINESS REGULATIONS—MISCELLANEOUS
Ch. 19.144MORTGAGE LENDING AND HOMEOWNERSHIP
This text of Washington § 19.144.060 (Risk grade determination.) is published on Counsel Stack Legal Research, covering Washington primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.
Bluebook
Wash. Rev. Code § 19.144.060 (2026).
Text
A person licensed or subject to licensing, or otherwise subject to regulation pursuant to chapter 19.146 RCW, or a consumer loan company licensed or subject to licensing under chapter 31.04 RCW may not steer, counsel, or direct any borrower to accept a residential mortgage loan product with a risk grade less favorable than the risk grade that the borrower would qualify for based on the licensee or other regulated person's then current underwriting guidelines, prudently applied, considering the information available to the licensee or other regulated person, including the information provided by the borrower. A licensee or other regulated person has not violated this requirement if the risk grade determination applied to a borrower is reasonably based on the licensee or other regulated pers
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Legislative History
[2008 c 108 s 7.]
Nearby Sections
15
§ 19.02.010
Purpose—Intent.§ 19.02.020
Definitions.§ 19.02.030
Business licensing service—Duties—Rules.§ 19.02.050
Participation of state agencies.§ 19.02.080
Licensing fees—Disposition of.§ 19.02.100
Business license—Issuance or renewal—Denial.§ 19.02.210
Business license account.Cite This Page — Counsel Stack
Bluebook (online)
Washington § 19.144.060, Counsel Stack Legal Research, https://law.counselstack.com/statute/wa/19.144.060.