Virginia § 6.2-425 Cardholder not liable in absence of request for, consent to issuance of, or use of card

Virginia Statutes

§ 6.2-425 — Cardholder not liable in absence of request for, consent to issuance of, or use of card

Virginia § 6.2-425

JurisdictionVirginia

Title 6.2FINANCIAL INSTITUTIONS AND SERVICES

Subtitle IGENERAL PROVISIONS

Ch. 4CERTAIN LENDING PRACTICES

Art. 3CREDIT CARDS

This text of Virginia § 6.2-425 (Cardholder not liable in absence of request for, consent to issuance of, or use of card) is published on Counsel Stack Legal Research, covering Virginia primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Va. Code Ann. § 6.2-425 (2026).

Text

A.A cardholder who receives a credit card from an issuer, which card the cardholder has not requested nor consented to the issuance of in writing, nor used, shall not be liable for any amount owing because of a use of the credit card.

B.The failure to destroy or return an unsolicited credit card shall neither:

1.Be evidence of a cardholder's request for or consent to the issuance of the credit card, nor

2.Constitute negligence on the part of the cardholder.

C.Use by an authorized agent of the cardholder shall be the equivalent of use by the cardholder. The burden of proving the authority of an agent shall be upon the issuer.

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A. A cardholder who receives a credit card from an issuer, which card the cardholder has not requested nor consented to the issuance of in writing, nor used, shall not be liable for any amount owing because of a use of the credit card.

B. The failure to destroy or return an unsolicited credit card shall neither:

1. Be evidence of a cardholder's request for or consent to the issuance of the credit card, nor

2. Constitute negligence on the part of the cardholder.

C. Use by an authorized agent of the cardholder shall be the equivalent of use by the cardholder. The burden of proving the authority of an agent shall be upon the issuer.