Virginia § 38.2-3911 Time limit on certain defenses

Virginia Statutes

§ 38.2-3911 — Time limit on certain defenses

Virginia § 38.2-3911

Title 38.2INSURANCE

Ch. 39MUTUAL ASSESSMENT LIFE, ACCIDENT AND SICKNESS INSURERS

Art. 3POLICY PROVISIONS AND BENEFITS

This text of Virginia § 38.2-3911 (Time limit on certain defenses) is published on Counsel Stack Legal Research, covering Virginia primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Va. Code Ann. § 38.2-3911 (2026).

Text

Every insurance policy or contract shall contain a provision that after two years from the effective date of the policy or contract, only fraudulent misstatements in the application may be used to void the policy or contract or deny any claim for a loss incurred or a disability that starts after the two-year period. This provision may be omitted if the incontestable clause referred to in § 38.2-3912 is included.

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Every insurance policy or contract shall contain a provision that after two years from the effective date of the policy or contract, only fraudulent misstatements in the application may be used to void the policy or contract or deny any claim for a loss incurred or a disability that starts after the two-year period. This provision may be omitted if the incontestable clause referred to in § 38.2-3912 is included.