Virginia § 38.2-304 Contracts of temporary insurance; duration; what deemed to include

Virginia Statutes

§ 38.2-304 — Contracts of temporary insurance; duration; what deemed to include

Virginia § 38.2-304

Title 38.2INSURANCE

Ch. 3PROVISIONS RELATING TO INSURANCE POLICIES AND CONTRACTS

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Bluebook

Va. Code Ann. § 38.2-304 (2026).

Text

A.Oral or written binders or other temporary insurance contracts may be made and used for a period not exceeding sixty days pending the issuance of the policy. Unless otherwise provided, oral or written binders or other temporary insurance contracts shall be deemed to include the usual provisions, stipulations and agreements which are commonly used in this Commonwealth in effecting the class of insurance being written.

B.This section shall not apply to:

1.Binders or other contracts referred to in §§ 38.2-2112 and 38.2-4605;

2.Conditional receipts issued by life insurers; or

3.Group insurance policies.

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A. Oral or written binders or other temporary insurance contracts may be made and used for a period not exceeding sixty days pending the issuance of the policy. Unless otherwise provided, oral or written binders or other temporary insurance contracts shall be deemed to include the usual provisions, stipulations and agreements which are commonly used in this Commonwealth in effecting the class of insurance being written.

B. This section shall not apply to:

1. Binders or other contracts referred to in §§ 38.2-2112 and 38.2-4605;

2. Conditional receipts issued by life insurers; or

3. Group insurance policies.