Utah § 31A-6a-105 Prohibited acts.

Utah Statutes

§ 31A-6a-105 — Prohibited acts.

Utah § 31A-6a-105

Title 31AInsurance Code

Ch. 31A-6aService Contracts

This text of Utah § 31A-6a-105 (Prohibited acts.) is published on Counsel Stack Legal Research, covering Utah primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Utah Code Ann. § 31A-6a-105 (2026).

Text

(1)Except as provided in Subsection 31A-6a-104(2), a service contract provider or warrantor may not use in the service contract provider or warrantor's name, a contract, or literature:

(1)(a) any of the following words:

(1)(a)(i) "insurance";

(1)(a)(ii) "casualty";

(1)(a)(iii) "surety";

(1)(a)(iv) "mutual"; or

(1)(a)(v) another word descriptive of the insurance, casualty, or surety business; or

(1)(b) a name deceptively similar to the name or description of:

(1)(b)(i) an insurance or surety corporation; or

(1)(b)(ii) another service contract provider.

(2)A service contract provider, a service contract provider's representative, a warrantor, or a warrantor's representative may not:

(2)(a) make, permit, or cause to be made a false or misleading statement in connection with the sale, offe

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(1) Except as provided in Subsection 31A-6a-104(2), a service contract provider or warrantor may not use in the service contract provider or warrantor's name, a contract, or literature:

(1)(a) any of the following words:
(1)(a)(i) "insurance";
(1)(a)(ii) "casualty";
(1)(a)(iii) "surety";
(1)(a)(iv) "mutual"; or
(1)(a)(v) another word descriptive of the insurance, casualty, or surety business; or
(1)(b) a name deceptively similar to the name or description of:
(1)(b)(i) an insurance or surety corporation; or
(1)(b)(ii) another service contract provider.
(2) A service contract provider, a service contract provider's representative, a warrantor, or a warrantor's representative may not:

(2)(a) make, permit, or cause to be made a false or misleading statement in connection with the sale, offer to sell, or advertisement of a service contract or vehicle protection product; or
(2)(b) deliberately omit a material statement that would be considered misleading if omitted, in connection with the sale, offer to sell, or advertisement of a service contract or vehicle protection product.
(3) A bank, savings and loan association, insurance company, or other lending institution may not require the purchase of a service contract as a condition of a loan.
(4) Except for a bank, savings and loan association, industrial bank, or credit union, a service contract provider may not sell, or be the obligated party for:

(4)(a) a guaranteed asset protection waiver, unless registered with the commissioner under Chapter 6b, Guaranteed Asset Protection Waiver Act;
(4)(b) a debt cancellation agreement, unless licensed by the commissioner; or
(4)(c) a debt suspension agreement, unless licensed by the commissioner.
(5) A warrantor or the warrantor's representative may not:

(5)(a) require the purchase of a vehicle protection product as a condition of the financing, lease, or purchase of a motor vehicle; or
(5)(b) sell a vehicle protection product to a consumer before providing the consumer, for review, a copy of the vehicle protection product warranty that is filed with the Department of Insurance.