Utah § 31A-22-404 Suicide.

Utah Statutes

§ 31A-22-404 — Suicide.

Utah § 31A-22-404

Title 31AInsurance Code

Ch. 31A-22Contracts in Specific Lines

Part 31A-22-4Life Insurance and Annuities

This text of Utah § 31A-22-404 (Suicide.) is published on Counsel Stack Legal Research, covering Utah primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Utah Code Ann. § 31A-22-404 (2026).

Text

(1)(1)(a) Suicide is not a defense to a claim under a life insurance policy that is in force for two years from the date of issuance of the later of:

(1)(a)(i) the policy; or

(1)(a)(ii) the certificate.

(1)(b) Subsection (1)(a) applies whether:

(1)(b)(i) the insured's death by suicide is voluntary or involuntary; or

(1)(b)(ii) the insured is sane or insane.

(1)(c) If a suicide occurs within the two-year period described in Subsection (1)(a), the insurer shall pay to the beneficiary an amount not less than the premium paid less the following:

(1)(c)(i) a dividend paid;

(1)(c)(ii) an indebtedness; and

(1)(c)(iii) a partial withdrawal.

(2)(2)(a) If after a life insurance policy is in effect the policy allows the policyholder to purchase a death benefit that is larger than when the policy wa

Free access — add to your briefcase to read the full text and ask questions with AI

(1) (1)(a) Suicide is not a defense to a claim under a life insurance policy that is in force for two years from the date of issuance of the later of:
(1)(a)(i) the policy; or
(1)(a)(ii) the certificate.
(1)(b) Subsection (1)(a) applies whether:
(1)(b)(i) the insured's death by suicide is voluntary or involuntary; or
(1)(b)(ii) the insured is sane or insane.
(1)(c) If a suicide occurs within the two-year period described in Subsection (1)(a), the insurer shall pay to the beneficiary an amount not less than the premium paid less the following:
(1)(c)(i) a dividend paid;
(1)(c)(ii) an indebtedness; and
(1)(c)(iii) a partial withdrawal.
(2) (2)(a) If after a life insurance policy is in effect the policy allows the policyholder to purchase a death benefit that is larger than when the policy was originally effective for an additional premium, the payment of the additional increment of benefit may be limited in the event of a suicide within a two-year period beginning on the day on which the increment increase takes effect.
(2)(b) If a suicide occurs within the two-year period described in Subsection (2)(a), the insurer shall pay to the beneficiary an amount not less than the additional premium paid for the additional increment of benefit.
(3) For a survivorship life insurance policy, this section applies when within two years from the day on which the survivorship life insurance policy is issued:

(3)(a) the death of all insureds results from suicide; or
(3)(b) the death of the surviving insured results from suicide.
(4) This section does not apply to:

(4)(a) a policy insuring against death by accident only; or
(4)(b) an accident or double indemnity provision of an insurance policy.