Utah Statutes
§ 13-78-106 — Applicability.
(1)A provider offering or providing earned wage access services in this state:
(1)(a) does not violate state law governing deductions from payroll, salary, wages, compensation, or other income or the purchase, sale or assignment of, or an order for earned but unpaid income;
(1)(b) is not offering a loan or other form of credit or debt, if the provider is not a creditor, a debt collector, or a lender; or
(1)(c) is not offering a money transmission, if the provider is not a money transmitter.
(2)Fees, voluntary tips, gratuities, or other donations paid to the provider, in accordance with this chapter, are not interest or finance charges.
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Legislative History
Enacted by Chapter 237, 2025 General Session
Nearby Sections
15
§ 13-1-15
Exemptions from licensure.§ 13-1-18
License by endorsement.§ 13-1-2
Creation and functions of department -- Divisions created -- Fees -- Commerce Service Account.§ 13-1-3
Executive director.§ 13-1-4
Centralization of duties.§ 13-1-6
Rules and regulations.§ 13-1-7
Budgets.§ 13-1-8
Annual report.§ 13-1-8.5
Procedures -- Adjudicative proceedings.§ 13-10-1
Title of chapter.§ 13-10-2
Purpose of chapter.