Utah § 13-48a-303 Certain abilities of insurance companies preserved.

Utah Statutes

§ 13-48a-303 — Certain abilities of insurance companies preserved.

Utah § 13-48a-303

Title 13Commerce and Trade

Ch. 13-48aCar-Sharing Programs

Part 13-48a-3Liability and Insurance for Covered Loss from Operation of Shared Vehicle

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Bluebook

Utah Code Ann. § 13-48a-303 (2026).

Text

(1)(1)(a) A motor vehicle liability insurance policy may exclude coverage and a duty to defend or indemnify with respect to a claim arising during a motor vehicle's use as a shared vehicle, based on the motor vehicle's use as a shared vehicle.

(1)(b) Coverage that may be excluded as provided in Subsection (1) includes coverage for:

(1)(b)(i) bodily injury or property damage suffered by a third party;

(1)(b)(ii) a claim covered by uninsured motorist coverage described in Section 31A-22-305;

(1)(b)(iii) a claim covered by underinsured motorist coverage described in Section 31A-22-305.5;

(1)(b)(iv) a claim covered by personal injury protection coverage and benefits described in Section 31A-22-307;

(1)(b)(v) a claim for medical payments;

(1)(b)(vi) a claim for comprehensive physical damage; a

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(1) (1)(a) A motor vehicle liability insurance policy may exclude coverage and a duty to defend or indemnify with respect to a claim arising during a motor vehicle's use as a shared vehicle, based on the motor vehicle's use as a shared vehicle.
(1)(b) Coverage that may be excluded as provided in Subsection (1) includes coverage for:
(1)(b)(i) bodily injury or property damage suffered by a third party;
(1)(b)(ii) a claim covered by uninsured motorist coverage described in Section 31A-22-305;
(1)(b)(iii) a claim covered by underinsured motorist coverage described in Section 31A-22-305.5;
(1)(b)(iv) a claim covered by personal injury protection coverage and benefits described in Section 31A-22-307;
(1)(b)(v) a claim for medical payments;
(1)(b)(vi) a claim for comprehensive physical damage; and
(1)(b)(vii) a claim for collision physical damage.
(2) Nothing in this chapter invalidates, limits, or restricts the ability of an insurance company under other applicable law to:

(2)(a) underwrite an insurance policy; or
(2)(b) cancel or fail to renew an insurance policy.
(3) Nothing in this chapter invalidates or limits a provision in a motor vehicle liability insurance policy, including any insurance policy in use or approved for use, that excludes coverage for a motor vehicle made available for rent, sharing, hire, or any business use.