Utah § 13-45-502 Definitions.

Utah Statutes

§ 13-45-502 — Definitions.

Utah § 13-45-502

Title 13Commerce and Trade

Ch. 13-45Consumer Credit Protection Act

Part 13-45-5Credit Report Protection for Minors

This text of Utah § 13-45-502 (Definitions.) is published on Counsel Stack Legal Research, covering Utah primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Utah Code Ann. § 13-45-502 (2026).

Text

As used in this part, "security freeze" means:

(1)if a consumer reporting agency does not have a file that pertains to a protected consumer, a restriction that:

(1)(a) is placed on the protected consumer's record in accordance with this part; and

(1)(b) except as otherwise provided in this part, prohibits the consumer reporting agency from releasing the protected consumer's record; or

(2)if a consumer reporting agency has a file that pertains to the protected consumer, a restriction that:

(2)(a) is placed on the protected consumer's credit report in accordance with this part; and

(2)(b) except as otherwise provided in this part, prohibits the consumer reporting agency from releasing the protected consumer's credit report or any information derived from the protected consumer's credit r

Free access — add to your briefcase to read the full text and ask questions with AI

As used in this part, "security freeze" means:
(1) if a consumer reporting agency does not have a file that pertains to a protected consumer, a restriction that:

(1)(a) is placed on the protected consumer's record in accordance with this part; and
(1)(b) except as otherwise provided in this part, prohibits the consumer reporting agency from releasing the protected consumer's record; or
(2) if a consumer reporting agency has a file that pertains to the protected consumer, a restriction that:

(2)(a) is placed on the protected consumer's credit report in accordance with this part; and
(2)(b) except as otherwise provided in this part, prohibits the consumer reporting agency from releasing the protected consumer's credit report or any information derived from the protected consumer's credit report.