Utah § 13-45-205 Changes to information in a credit report subject to a security freeze.

Utah Statutes

§ 13-45-205 — Changes to information in a credit report subject to a security freeze.

Utah § 13-45-205

Title 13Commerce and Trade

Ch. 13-45Consumer Credit Protection Act

Part 13-45-2Security Freeze

This text of Utah § 13-45-205 (Changes to information in a credit report subject to a security freeze.) is published on Counsel Stack Legal Research, covering Utah primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Utah Code Ann. § 13-45-205 (2026).

Text

(1)If a credit report is subject to a security freeze, a consumer reporting agency shall notify the consumer who is the subject of the credit report within 30 days if the consumer reporting agency changes the consumer's:

(1)(a) name;

(1)(b) date of birth;

(1)(c) Social Security number; or

(1)(d) address.

(2)(2)(a) Notwithstanding Subsection (1), a consumer reporting agency may make technical modifications to information in a credit report that is subject to a security freeze without providing notification to the consumer.

(2)(b) Technical modifications under Subsection (2)(a) include:

(2)(b)(i) the addition or subtraction of abbreviations to names and addresses; and

(2)(b)(ii) transpositions or corrections of incorrect numbering or spelling.

(3)When providing notice of a change of addr

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(1) If a credit report is subject to a security freeze, a consumer reporting agency shall notify the consumer who is the subject of the credit report within 30 days if the consumer reporting agency changes the consumer's:

(1)(a) name;
(1)(b) date of birth;
(1)(c) Social Security number; or
(1)(d) address.
(2) (2)(a) Notwithstanding Subsection (1), a consumer reporting agency may make technical modifications to information in a credit report that is subject to a security freeze without providing notification to the consumer.
(2)(b) Technical modifications under Subsection (2)(a) include:
(2)(b)(i) the addition or subtraction of abbreviations to names and addresses; and
(2)(b)(ii) transpositions or corrections of incorrect numbering or spelling.
(3) When providing notice of a change of address under Subsection (1), the consumer reporting agency shall provide notice to the consumer at both the new address and the former address.