Texas § 551.1053 MANDATORY NONRENEWAL OF PRIVATE PASSENGER AUTOMOBILE INSURANCE POLICIES.

Texas Statutes

§ 551.1053 — MANDATORY NONRENEWAL OF PRIVATE PASSENGER AUTOMOBILE INSURANCE POLICIES.

Texas § 551.1053

Code INInsurance Code

This text of Texas § 551.1053 (MANDATORY NONRENEWAL OF PRIVATE PASSENGER AUTOMOBILE INSURANCE POLICIES.) is published on Counsel Stack Legal Research, covering Texas primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Tex. Insurance Code Code Ann. § 551.1053 (2026).

Text

Sec. 551.1053. MANDATORY NONRENEWAL OF PRIVATE PASSENGER AUTOMOBILE INSURANCE POLICIES.

(a)If an insured under a private passenger automobile insurance policy fails or refuses to cooperate with an insurer in the investigation, settlement, or defense of a third-party liability claim or action or the insurer is unable to contact the insured using reasonable efforts for those purposes, the insurer shall provide written notice to the named insured that states:

(1)how the insured failed or refused to cooperate, including failure as a result of the insurer's inability to contact the insured;

(2)the claim or action for which the insurer is requesting cooperation; and

(3)the insurer will not renew the policy if the insured continues to fail or refuse to cooperate.

(b)Notwithstanding Sections

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Sec. 551.1053. MANDATORY NONRENEWAL OF PRIVATE PASSENGER AUTOMOBILE INSURANCE POLICIES. (a) If an insured under a private passenger automobile insurance policy fails or refuses to cooperate with an insurer in the investigation, settlement, or defense of a third-party liability claim or action or the insurer is unable to contact the insured using reasonable efforts for those purposes, the insurer shall provide written notice to the named insured that states:
(1) how the insured failed or refused to cooperate, including failure as a result of the insurer's inability to contact the insured;
(2) the claim or action for which the insurer is requesting cooperation; and
(3) the insurer will not renew the policy if the insured continues to fail or refuse to cooperate.
(b) Notwithstanding Sections 551.105 and 551.106 , an insurer may not renew a private passenger automobile insurance policy if the insured fails or refuses to cooperate with the insurer in the investigation, settlement, or defense of the third-party liability claim or action described by the notice provided under Subsection (a).

Legislative History

Added by Acts 2021, 87th Leg., R.S., Ch. 886 (S.B. 1602 ), Sec. 1, eff. September 1, 2021. Amended by: Acts 2023, 88th Leg., R.S., Ch. 496 (H.B. 2065 ), Sec. 1, eff. September 1, 2023.