Texas § 544.401 OFFENSE: CERTAIN DISCRIMINATION.

Texas Statutes

§ 544.401 — OFFENSE: CERTAIN DISCRIMINATION.

Texas § 544.401

Code INInsurance Code

This text of Texas § 544.401 (OFFENSE: CERTAIN DISCRIMINATION.) is published on Counsel Stack Legal Research, covering Texas primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Tex. Insurance Code Code Ann. § 544.401 (2026).

Text

Sec. 544.401. OFFENSE: CERTAIN DISCRIMINATION.

(a)In this section, "person" means a legal entity listed below and engaged in the business of life insurance or an officer or director of one of those entities:

(1)a capital stock insurance company;

(2)a mutual insurance company;

(3)a local mutual aid association;

(4)a statewide mutual assessment company; or

(5)a stipulated premium company.

(b)A person commits an offense if the person recklessly:

(1)offers insurance coverage at a premium based on a rate that is, because of race, color, religion, ethnicity, or national origin, different from another premium rate offered or used by the person for the same coverage, other than for classifications applicable alike to persons of every race, color, religion, ethnicity, or national origin; or

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Sec. 544.401. OFFENSE: CERTAIN DISCRIMINATION. (a) In this section, "person" means a legal entity listed below and engaged in the business of life insurance or an officer or director of one of those entities:
(1) a capital stock insurance company;
(2) a mutual insurance company;
(3) a local mutual aid association;
(4) a statewide mutual assessment company; or
(5) a stipulated premium company.
(b) A person commits an offense if the person recklessly:
(1) offers insurance coverage at a premium based on a rate that is, because of race, color, religion, ethnicity, or national origin, different from another premium rate offered or used by the person for the same coverage, other than for classifications applicable alike to persons of every race, color, religion, ethnicity, or national origin; or
(2) collects an insurance premium based on a rate that is, because of race, color, religion, ethnicity, or national origin, different from another premium rate offered or used by the person for the same coverage, other than for classifications applicable alike to persons of every race, color, religion, ethnicity, or national origin.
(c) An offense under this section is a state jail felony.
SUBCHAPTER J. PROHIBITED PRACTICES RELATING TO EXPOSURE TO ASBESTOS OR SILICA