Texas § 4054.301 LICENSE REQUIRED.

Texas Statutes

§ 4054.301 — LICENSE REQUIRED.

Texas § 4054.301

Code INInsurance Code

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Bluebook

Tex. Insurance Code Code Ann. § 4054.301 (2026).

Text

Sec. 4054.301. LICENSE REQUIRED.

(a)Except as provided by Subsection (b), a person is required to hold a life agent license if the person does not hold a general life, accident, and health license under Subchapter B and the person acts as:

(1)an agent who writes insurance coverage on human lives, including endowment benefits and annuities, benefits in the event of death or dismemberment by accident, and benefits for disability income;

(2)an industrial life insurance agent for an insurer that writes only weekly premium life insurance on a debit basis under Chapter 1151 ;

(3)an agent who writes fixed or variable annuity contracts or variable life contracts;

(4)an agent who writes for a stipulated premium company only life insurance in excess of $25,000 on any one life; or

(5)an agent w

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Sec. 4054.301. LICENSE REQUIRED. (a) Except as provided by Subsection (b), a person is required to hold a life agent license if the person does not hold a general life, accident, and health license under Subchapter B and the person acts as:
(1) an agent who writes insurance coverage on human lives, including endowment benefits and annuities, benefits in the event of death or dismemberment by accident, and benefits for disability income;
(2) an industrial life insurance agent for an insurer that writes only weekly premium life insurance on a debit basis under Chapter 1151 ;
(3) an agent who writes fixed or variable annuity contracts or variable life contracts;
(4) an agent who writes for a stipulated premium company only life insurance in excess of $25,000 on any one life; or
(5) an agent who writes any other kind of insurance as required by the commissioner for the protection of the insurance consumers of this state.
(b) A person who holds a limited license under Subchapter C and who engages in the business of insurance only within the scope of that license is not required to hold a life agent license. A person who holds a life agent license may write the insurance described by that subchapter.
(c) A person who holds a funeral prearrangement life insurance license under Subchapter D and who engages in the business of insurance only within the scope of that license is not required to hold a life agent license. A person who holds a life agent license may write the insurance described by that subchapter.
(d) A person who holds a license to write life insurance not exceeding $25,000 under Subchapter E and who engages in the business of insurance only within the scope of that license is not required to hold a life agent license. A person who holds a life agent license may write the insurance described by that subchapter.
(e) This subchapter does not apply to a person who holds a specialty license under Chapter 4055 and who engages in the business of insurance only within the scope of the specialty license.

Legislative History

Added by Acts 2007, 80th Leg., R.S., Ch. 548 (S.B. 1263 ), Sec. 1.02, eff. September 1, 2007. Amended by: Acts 2009, 81st Leg., R.S., Ch. 1309 (H.B. 2570 ), Sec. 11, eff. September 1, 2009.