Texas § 2203.202 RATE STANDARDS.

Texas Statutes

§ 2203.202 — RATE STANDARDS.

Texas § 2203.202

Code INInsurance Code

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Bluebook

Tex. Insurance Code Code Ann. § 2203.202 (2026).

Text

Sec. 2203.202. RATE STANDARDS.

(a)In determining rates, rating plans, rating rules, rating classifications, territories, and policy forms, the association shall consider:

(1)the past and prospective loss and expense experience for medical professional liability insurance, inside and outside this state, of all of the association members;

(2)trends in the frequency and severity of losses;

(3)the association's investment income; and

(4)other information the commissioner may require.

(b)Rates, rating plans, and rating rules must be based on:

(1)the association's loss and expense experience; and

(2)other information based on that experience the department considers appropriate.

(c)The resultant premium rates must be:

(1)actuarially sound; and

(2)computed to be self-supporting.

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Sec. 2203.202. RATE STANDARDS. (a) In determining rates, rating plans, rating rules, rating classifications, territories, and policy forms, the association shall consider:
(1) the past and prospective loss and expense experience for medical professional liability insurance, inside and outside this state, of all of the association members;
(2) trends in the frequency and severity of losses;
(3) the association's investment income; and
(4) other information the commissioner may require.
(b) Rates, rating plans, and rating rules must be based on:
(1) the association's loss and expense experience; and
(2) other information based on that experience the department considers appropriate.
(c) The resultant premium rates must be:
(1) actuarially sound; and
(2) computed to be self-supporting.