Texas § 1251.105 STATEMENT MADE BY POLICYHOLDER OR INSURED.

Texas Statutes

§ 1251.105 — STATEMENT MADE BY POLICYHOLDER OR INSURED.

Texas § 1251.105

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Bluebook

Tex. Insurance Code Code Ann. § 1251.105 (2026).

Text

Sec. 1251.105. STATEMENT MADE BY POLICYHOLDER OR INSURED. A group accident and health insurance policy must provide that:

(1)in the absence of fraud, a statement made by the policyholder or an insured is considered a representation and not a warranty; and

(2)a statement made by the policyholder or an insured may not be used in any contest under the policy, unless a copy of the written instrument containing the statement is or has been provided to:

(A)the person making the statement; or

(B)if the statement was made by the insured and the insured has died or become incapacitated, the insured's beneficiary or personal representative.

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Sec. 1251.105. STATEMENT MADE BY POLICYHOLDER OR INSURED. A group accident and health insurance policy must provide that:
(1) in the absence of fraud, a statement made by the policyholder or an insured is considered a representation and not a warranty; and
(2) a statement made by the policyholder or an insured may not be used in any contest under the policy, unless a copy of the written instrument containing the statement is or has been provided to:
(A) the person making the statement; or
(B) if the statement was made by the insured and the insured has died or become incapacitated, the insured's beneficiary or personal representative.