South Dakota Statutes

§ 58-24-6 — Making of rates--Matters considered.

South Dakota·Title 58 INSURANCE·Ch. 58-23A FIRE, MARINE, CASUALTY, AND SURETY INSURANCE RATES AND RATING ORGANIZATIONS

To determine whether rates are excessive, inadequate, or unfairly discriminatory, the director may consider:

(1)Past and prospective loss experience within this state;
(2)Conflagration and catastrophic hazards;
(3)Reasonable margin for the underwriting profit and contingencies;
(4)Dividends, savings, or unabsorbed premium deposits allowed or returned by insurers to their policyholders, members, or subscribers;
(5)Past and prospective expenses specially applicable to this state; and (6) All other relevant factors within and outside this state. The loss experience shall be on at least the most recent five - year period for which such experience is available. If South Dakota data are not adequate because of insufficient sample size, the director shall consider the loss

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Legislative History

SL 1966, ch 111, ch 15, § 3 (1) (b); SL 1990, ch 400, § 1.

Nearby Sections

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