South Dakota Statutes

§ 51A-12-12 — Revolving credit authorized.

South Dakota § 51A-12-12
JurisdictionSouth Dakota
Title 51ABANKS AND BANKING
Ch. 51A-11BANK LOANS

This text of South Dakota § 51A-12-12 (Revolving credit authorized.) is published on Counsel Stack Legal Research, covering South Dakota primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
S.D. Codified Laws § 51A-12-12 (2026).

Text

A bank may extend credit and collect a credit service charge through a revolving loan account arrangement with a debtor which permits the debtor to obtain loans from time to time by cash advances, by the purchase or satisfaction by the bank of obligations of the debtor incurred pursuant to a credit transaction, or otherwise under a credit card, check-credit, overdraft checking or other similar credit plan. A revolving loan account arrangement between a bank located in the State of South Dakota and a debtor shall be governed by the laws of the State of South Dakota.

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Related

Werner v. Norwest Bank South Dakota, N.A.
499 N.W.2d 138 (South Dakota Supreme Court, 1993)
36 case citations

Legislative History

SL 1969, ch 11, § 10.8; SL 1981, ch 346, § 58; SL 1987, ch 360, § 1; SL 1988, ch 377, § 151; SDCL § 51-24-12; SL 2014, ch 227, § 1.

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Bluebook (online)
South Dakota § 51A-12-12, Counsel Stack Legal Research, https://law.counselstack.com/statute/sd/51A-12-12.