South Carolina § 38-75-490 Development of rating system to evaluate relative ability of coastal property to withstand wind load from hurricane.

South Carolina Statutes

§ 38-75-490 — Development of rating system to evaluate relative ability of coastal property to withstand wind load from hurricane.

South Carolina § 38-75-490

Title 38INSURANCE

Ch. 75PROPERTY, CASUALTY, AND TITLE INSURANCE GENERALLY

This text of South Carolina § 38-75-490 (Development of rating system to evaluate relative ability of coastal property to withstand wind load from hurricane.) is published on Counsel Stack Legal Research, covering South Carolina primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

S.C. Code Ann. § 38-75-490 (2026).

Text

(A)The Department of Insurance, in consultation with the Department of Consumer Affairs, the Department of Commerce, the Federal Alliance for Safe Homes, the Manufactured Housing Institute of South Carolina, South Carolina Building Codes Council, the Home Builders Association of South Carolina, the Civil Engineering Department of Clemson University, and the Institute for Business and Homes Safety shall study and prepare a proposal to develop an objective rating system that will allow homeowners to evaluate the relative ability of South Carolina's coastal properties to withstand the wind load from a hurricane.

(B)The rating system must be designed in a manner the property owner may easily understand, based on proven readily verifiable mitigation techniques and devices, and able to be impl

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(A) The Department of Insurance, in consultation with the Department of Consumer Affairs, the Department of Commerce, the Federal Alliance for Safe Homes, the Manufactured Housing Institute of South Carolina, South Carolina Building Codes Council, the Home Builders Association of South Carolina, the Civil Engineering Department of Clemson University, and the Institute for Business and Homes Safety shall study and prepare a proposal to develop an objective rating system that will allow homeowners to evaluate the relative ability of South Carolina's coastal properties to withstand the wind load from a hurricane. (B) The rating system must be designed in a manner the property owner may easily understand, based on proven readily verifiable mitigation techniques and devices, and able to be implemented through a visual inspection program. The rating system must be designed to facilitate a home inspection process to determine a home's existing as well as projected wind resistance capabilities. (C) The rating system must contemplate the use of certified wind resistance and loss mitigation inspectors. (D) The department must provide a report to the Governor, the President of the Senate, and the Speaker of the House of Representatives by March 5, 2008, detailing the nature and construction of the rating scale, its projected effectiveness based on implementation in a pilot program, an operational plan for statewide implementation of the rating scale, and any recommendations for additional legislation.

Legislative History

HISTORY: 2007 Act No. 78, SECTION 11, eff June 11, 2007, applicable to taxable years beginning after December 31, 2006. Editor's Note 2019 Act No. 1, SECTION 97, provides as follows: "SECTION 97. The Code Commissioner is directed to change all references to 'President Pro Tempore', 'President Pro Tempore of the Senate', or 'President of the Senate Pro Tempore' not specifically addressed in this act to 'President of the Senate'." ARTICLE 9 Cancellation, Nonrenewal, and Renewal of Property Insurance and Casualty Insurance