Ohio § 3924.73 Rights, privileges, or protections of employees or small employers

Ohio Statutes

§ 3924.73 — Rights, privileges, or protections of employees or small employers

Ohio § 3924.73

Title 39Insurance

Ch. 3924Small Employer Health Benefit Plans; Provision Of Health Care Coverage

This text of Ohio § 3924.73 (Rights, privileges, or protections of employees or small employers) is published on Counsel Stack Legal Research, covering Ohio primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Ohio Rev. Code Ann. § 3924.73 (2026).

Text

(A)As used in this section:

(1)"Health care insurer" means any person legally engaged in the business of providing sickness and accident insurance contracts in this state, a health insuring corporation organized under Chapter 1751. of the Revised Code, or any legal entity that is self-insured and provides health care benefits to its employees or members.

(2)"Small employer" has the same meaning as in section3924.01of the Revised Code.

(B)(1) Subject to division (B)(2) of this section, nothing in sections3924.61to3924.74of the Revised Code shall be construed to limit the rights, privileges, or protections of employees or small employers under sections3924.01to3924.06of the Revised Code.

(2)If any account holder enrolls or applies to enroll in a policy or contract offered by a health

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(A) As used in this section:

(1) "Health care insurer" means any person legally engaged in the business of providing sickness and accident insurance contracts in this state, a health insuring corporation organized under Chapter 1751. of the Revised Code, or any legal entity that is self-insured and provides health care benefits to its employees or members.

(2) "Small employer" has the same meaning as in section3924.01of the Revised Code.

(B)(1) Subject to division (B)(2) of this section, nothing in sections3924.61to3924.74of the Revised Code shall be construed to limit the rights, privileges, or protections of employees or small employers under sections3924.01to3924.06of the Revised Code.

(2) If any account holder enrolls or applies to enroll in a policy or contract offered by a health care insurer providing sickness and accident coverage that is more comprehensive than, and has a deductible amount that is less than, the coverage and deductible amount of the policy under which the account holder currently is enrolled, the health care insurer to which the account holder applies may subject the account holder to the same medical review, waiting periods, and underwriting requirements to which the health care insurer generally subjects other enrollees or applicants, unless the account holder enrolls or applies to enroll during a designated period of open enrollment.

Last updated February 14, 2025 at 9:20 AM