Ohio § 3923.82 Coverage for alcohol or drug related losses or expenses

Ohio Statutes

§ 3923.82 — Coverage for alcohol or drug related losses or expenses

Ohio § 3923.82

Title 39Insurance

Ch. 3923Sickness And Accident Insurance

This text of Ohio § 3923.82 (Coverage for alcohol or drug related losses or expenses) is published on Counsel Stack Legal Research, covering Ohio primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Ohio Rev. Code Ann. § 3923.82 (2026).

Text

(A)As used in this section, "health benefit plan" has the same meaning as in section3924.01of the Revised Code.

(B)Notwithstanding section3901.71of the Revised Code, no health benefit plan or public employee benefit plan shall contain a provision that limits or excludes an insured's coverage under the plan for a loss or expense the insured sustains that is the result of the insured's use of alcohol or other drugs or both and the loss or expense is otherwise covered under the plan.

(C)Nothing in this section shall be construed as doing either of the following:

(1)Requiring coverage for the treatment of alcohol or substance abuse except as otherwise required by law;

(2)Prohibiting the enforcement of an exclusion based on injuries sustained by an insured during the com

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(A) As used in this section, "health benefit plan" has the same meaning as in section3924.01of the Revised Code.

(B) Notwithstanding section3901.71of the Revised Code, no health benefit plan or public employee benefit plan shall contain a provision that limits or excludes an insured's coverage under the plan for a loss or expense the insured sustains that is the result of the insured's use of alcohol or other drugs or both and the loss or expense is otherwise covered under the plan.

(C) Nothing in this section shall be construed as doing either of the following:

(1) Requiring coverage for the treatment of alcohol or substance abuse except as otherwise required by law;

(2) Prohibiting the enforcement of an exclusion based on injuries sustained by an insured during the commission of an offense by the insured in which the insured is convicted of or pleads guilty or no contest to a felony.

(D) Not later than four years after the effective date of this section, the department of insurance shall conduct an analysis of the impact of the requirements of this section on the cost of and coverage provided by health benefit plans in this state and prepare a written report of its findings from the analysis. The department shall submit the report to the governor and, in accordance with section101.68of the Revised Code, to the general assembly.