Ohio § 3905.422 Homes service contract are consumer transactions

Ohio Statutes

§ 3905.422 — Homes service contract are consumer transactions

Ohio § 3905.422

Title 39Insurance

Ch. 3905Insurance Producers Licensing Act

This text of Ohio § 3905.422 (Homes service contract are consumer transactions) is published on Counsel Stack Legal Research, covering Ohio primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Ohio Rev. Code Ann. § 3905.422 (2026).

Text

(A)As used in this section:

(1)"Home service contract" means a contract, however described or denominated by the issuer of the contract, whereby, for a predetermined fee, a person undertakes to repair or replace all or any part of any structural component, appliance, or system of a home necessitated by wear and tear, deterioration, or inherent defect that occurs on or after the effective date of the home service contract.

(2)"Appliance" includes a stove, refrigerator, dishwasher, and any similar piece of equipment.

(3)"Structural component" includes the roof, foundation, basement, walls, ceiling, and similar components of a home.

(4)"System" includes the heating, cooling, plumbing, electrical system, and similar systems of a home.

(B)A home service contract is not insurance and

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(A) As used in this section:

(1) "Home service contract" means a contract, however described or denominated by the issuer of the contract, whereby, for a predetermined fee, a person undertakes to repair or replace all or any part of any structural component, appliance, or system of a home necessitated by wear and tear, deterioration, or inherent defect that occurs on or after the effective date of the home service contract.

(2) "Appliance" includes a stove, refrigerator, dishwasher, and any similar piece of equipment.

(3) "Structural component" includes the roof, foundation, basement, walls, ceiling, and similar components of a home.

(4) "System" includes the heating, cooling, plumbing, electrical system, and similar systems of a home.

(B) A home service contract is not insurance and its sale or issuance is not governed by the laws of this state relating to insurance, except a home service contract issued by a licensed property and casualty insurance company as an insurance policy shall be governed by the laws of this state relating to insurance.

(C) The sale or other issuance of a home service contract constitutes a consumer transaction for purposes of Chapter 1345. of the Revised Code. A person who purchases or is entitled to the benefits of a home service contract is a consumer as defined in division (D) of section1345.01of the Revised Code.