Ohio § 3905.067 Unfair and deceptive acts or practices

Ohio Statutes

§ 3905.067 — Unfair and deceptive acts or practices

Ohio § 3905.067

Title 39Insurance

Ch. 3905Insurance Producers Licensing Act

This text of Ohio § 3905.067 (Unfair and deceptive acts or practices) is published on Counsel Stack Legal Research, covering Ohio primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Ohio Rev. Code Ann. § 3905.067 (2026).

Text

(A)Except as otherwise provided in this section, all persons offering travel insurance to residents of this state are subject to sections3901.19to3901.26of the Revised Code.

(B)Any limited lines travel insurance agent, or any travel retailer offering or selling travel insurance under a limited lines travel insurance agent, that fails to comply with the provisions of sections3905.064to3905.0611of the Revised Code is deemed to have engaged in an unfair and deceptive act or practice in the business of insurance as defined in section3901.21of the Revised Code and is subject to section3905.14of the Revised Code.

(C)Both of the following shall be considered an unfair and deceptive act or practice in the business of insurance, as defined in section3901.21of the Revised Code, and are subject

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(A) Except as otherwise provided in this section, all persons offering travel insurance to residents of this state are subject to sections3901.19to3901.26of the Revised Code.

(B) Any limited lines travel insurance agent, or any travel retailer offering or selling travel insurance under a limited lines travel insurance agent, that fails to comply with the provisions of sections3905.064to3905.0611of the Revised Code is deemed to have engaged in an unfair and deceptive act or practice in the business of insurance as defined in section3901.21of the Revised Code and is subject to section3905.14of the Revised Code.

(C) Both of the following shall be considered an unfair and deceptive act or practice in the business of insurance, as defined in section3901.21of the Revised Code, and are subject to, in addition to the penalties prescribed in section3901.22of the Revised Code, disciplinary action under section3905.14of the Revised Code:

(1) Offering or selling a travel insurance policy that could never result in payment of any claims;

(2) Marketing blanket travel insurance coverage as free.

(D) Marketing travel insurance directly to a consumer through a travel insurer's web site or by others through an aggregator site is not an unfair and deceptive act or practice or other violation of law if both of the following conditions are met:

(1) An accurate summary or short description of coverage is provided on the web site;

(2) The consumer has access to the full provisions of the policy through electronic means.

(E) Where a consumer's destination jurisdiction requires insurance coverage, it is not an unfair and deceptive act or practice in the business of insurance to require a consumer to choose between the following options as a condition of purchasing a trip or travel package:

(1) Purchasing the coverage required by the destination jurisdiction through the travel retailer or limited lines travel insurance agent supplying the trip or travel package;

(2) Agreeing to obtain and provide proof of coverage that meets the destination jurisdiction's requirements prior to departure.

Last updated June 8, 2022 at 1:11 PM