Ohio § 1315.21 Check-cashing businesses definitions

Ohio Statutes

§ 1315.21 — Check-cashing businesses definitions

Ohio § 1315.21

Title 13Commercial Transactions

Ch. 1315Transmitters Of Money; Check-cashing Businesses

This text of Ohio § 1315.21 (Check-cashing businesses definitions) is published on Counsel Stack Legal Research, covering Ohio primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Ohio Rev. Code Ann. § 1315.21 (2026).

Text

As used in sections1315.21to1315.30of the Revised Code:

(A)"Check" means any check, draft, money order, or other instrument for the transmission or payment of money. "Check" does not include a travelers check.

(B)"Check-cashing business" means any person that engages in the business of cashing checks for a fee. "Check-cashing business" does not include any of the following:

(1)A licensee as defined in section1321.01of the Revised Code;

(2)A registrant as defined in section1321.51of the Revised Code;

(3)A financial institution;

(4)A person that is primarily engaged in the business of selling tangible personal property or services at retail and does not derive more than five per cent of the person's gross income from the cashing of checks;

(5)A person licensed under sections131

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As used in sections1315.21to1315.30of the Revised Code:

(A) "Check" means any check, draft, money order, or other instrument for the transmission or payment of money. "Check" does not include a travelers check.

(B) "Check-cashing business" means any person that engages in the business of cashing checks for a fee. "Check-cashing business" does not include any of the following:

(1) A licensee as defined in section1321.01of the Revised Code;

(2) A registrant as defined in section1321.51of the Revised Code;

(3) A financial institution;

(4) A person that is primarily engaged in the business of selling tangible personal property or services at retail and does not derive more than five per cent of the person's gross income from the cashing of checks;

(5) A person licensed under sections1315.01to1315.18of the Revised Code, or any agent of that person, to the extent that the person or the agent is engaged in cashing checks or travelers checks issued by the licensed person ;

(6) A person registered as a mortgage lender under Chapter 1322. of the Revised Code.

(C) "Financial institution" means any bank, trust company, savings bank, savings and loan association, or credit union, that is incorporated or organized under the laws of the United States or of any state thereof, or of Canada or any province thereof, and subject to regulation or supervision by such country, state, or province.

(D) "Superintendent of financial institutions" includes the deputy superintendent for consumer finance as provided in section1181.21of the Revised Code.