Ohio § 1304.22 Presentment by notice of item not payable by, through, or at bank - liability of drawer or indorser - UCC 4-212

Ohio Statutes

§ 1304.22 — Presentment by notice of item not payable by, through, or at bank - liability of drawer or indorser - UCC 4-212

Ohio § 1304.22

Title 13Commercial Transactions

Ch. 1304Bank Deposits And Collections

This text of Ohio § 1304.22 (Presentment by notice of item not payable by, through, or at bank - liability of drawer or indorser - UCC 4-212) is published on Counsel Stack Legal Research, covering Ohio primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Ohio Rev. Code Ann. § 1304.22 (2026).

Text

(A)Unless otherwise instructed, a collecting bank may present an item not payable by, through, or at a bank by sending to the party to accept or pay a record providing notice that the bank holds the item for acceptance or payment. The notice must be sent in time to be received on or before the day when presentment is due and the bank must meet any requirement of the party to accept or pay under section1303.61of the Revised Code by the close of the bank's next banking day after it knows of the requirement.

(B)If presentment is made by notice and payment, acceptance, or request for compliance with a requirement under section1303.61of the Revised Code is received by the close of business on the day after maturity or in the case of demand items by the close of business on the third banking

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(A) Unless otherwise instructed, a collecting bank may present an item not payable by, through, or at a bank by sending to the party to accept or pay a record providing notice that the bank holds the item for acceptance or payment. The notice must be sent in time to be received on or before the day when presentment is due and the bank must meet any requirement of the party to accept or pay under section1303.61of the Revised Code by the close of the bank's next banking day after it knows of the requirement.

(B) If presentment is made by notice and payment, acceptance, or request for compliance with a requirement under section1303.61of the Revised Code is received by the close of business on the day after maturity or in the case of demand items by the close of business on the third banking day after notice was sent, the presenting bank may treat the item as dishonored and charge any drawer or indorser by sending the drawer or indorser notice of the facts.