§ 399-E*2 — Actions

* § 399-e. Actions. No person, firm, corporation, partnership or other\nassociation may deny credit, reduce the credit limit, or raise the cost\nof credit of a consumer, solely because such consumer is a victim of\nidentity theft, if the person denying, reducing, or raising the cost of,\nthe credit has prior knowledge that the consumer was a victim of\nidentity theft. Actions taken by a creditor to assist a consumer\nregarding his or her credit report, credit score or credit history or to\nlimit credit or financial losses to the consumer, including the\ncancellation, monitoring or restructuring of consumer credit accounts,\nshall not be considered violations of this section. For purposes of this\nsection, a person is the victim of identity theft if he or she possesses\na valid police report alleging that he or she is the victim of an\nidentity theft crime, including, but not limited to, a violation of\nsection 190.78, 190.79, 190.80, 190.82 or 190.83 of the penal law.\n * NB There are 2 § 399-e's\n