Nevada § 689C.197 Carrier prohibited from denying coverage because applicant or insured was intoxicated or under influence of controlled substance; exceptions

Nevada Statutes

§ 689C.197 — Carrier prohibited from denying coverage because applicant or insured was intoxicated or under influence of controlled substance; exceptions

Nevada § 689C.197

Title 57INSURANCE

Ch. 689CHealth

HEALTH BENEFIT PLANS

This text of Nevada § 689C.197 (Carrier prohibited from denying coverage because applicant or insured was intoxicated or under influence of controlled substance; exceptions) is published on Counsel Stack Legal Research, covering Nevada primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Nev. Rev. Stat. § 689C.197 (2026).

Text

1. Except as otherwise provided in subsection 2, a carrier shall not:

(a)Deny a claim under a health benefit plan solely because the claim involves an injury sustained by an insured as a consequence of being intoxicated or under the influence of a controlled substance.

(b)Cancel participation under a health benefit plan solely because an insured has made a claim involving an injury sustained by the insured as a consequence of being intoxicated or under the influence of a controlled substance.

(c)Refuse participation under a health benefit plan to an eligible applicant solely because the applicant has made a claim involving an injury sustained by the applicant as a consequence of being intoxicated or under the influence of a controlled substance. 2. The provisions of subsection 1 do not

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1. Except as otherwise provided in subsection 2, a carrier shall not:
(a) Deny a claim under a health benefit plan solely because the claim involves an injury sustained by an insured as a consequence of being intoxicated or under the influence of a controlled substance.
(b) Cancel participation under a health benefit plan solely because an insured has made a claim involving an injury sustained by the insured as a consequence of being intoxicated or under the influence of a controlled substance.
(c) Refuse participation under a health benefit plan to an eligible applicant solely because the applicant has made a claim involving an injury sustained by the applicant as a consequence of being intoxicated or under the influence of a controlled substance.
2. The provisions of subsection 1 do not prohibit a carrier from enforcing a provision included in a health benefit plan to:
(a) Deny a claim which involves an injury to which a contributing cause was the insured’s commission of or attempt to commit a felony;
(b) Cancel participation in a health benefit plan solely because of such a claim; or
(c) Refuse participation in a health benefit plan to an eligible applicant solely because of such a claim.
3. The provisions of this section do not apply to a carrier under a health benefit plan that provides coverage for long-term care or disability income.