Nevada § 689B.287 Insurer prohibited from denying coverage solely because applicant or insured was intoxicated or under influence of controlled substance; exceptions

Nevada Statutes

§ 689B.287 — Insurer prohibited from denying coverage solely because applicant or insured was intoxicated or under influence of controlled substance; exceptions

Nevada § 689B.287

Title 57INSURANCE

Ch. 689BGroup

MISCELLANEOUS PROVISIONS

This text of Nevada § 689B.287 (Insurer prohibited from denying coverage solely because applicant or insured was intoxicated or under influence of controlled substance; exceptions) is published on Counsel Stack Legal Research, covering Nevada primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Nev. Rev. Stat. § 689B.287 (2026).

Text

1. Except as otherwise provided in subsection 2, an insurer shall not:

(a)Deny a claim under a policy of group health insurance solely because the claim involves an injury sustained by an insured as a consequence of being intoxicated or under the influence of a controlled substance.

(b)Cancel a policy of group health insurance solely because an insured has made a claim involving an injury sustained by the insured as a consequence of being intoxicated or under the influence of a controlled substance.

(c)Refuse to issue a policy of group health insurance to an eligible applicant solely because the applicant has made a claim involving an injury sustained by the applicant as a consequence of being intoxicated or under the influence of a controlled substance. 2. The provisions of subsection

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1. Except as otherwise provided in subsection 2, an insurer shall not:
(a) Deny a claim under a policy of group health insurance solely because the claim involves an injury sustained by an insured as a consequence of being intoxicated or under the influence of a controlled substance.
(b) Cancel a policy of group health insurance solely because an insured has made a claim involving an injury sustained by the insured as a consequence of being intoxicated or under the influence of a controlled substance.
(c) Refuse to issue a policy of group health insurance to an eligible applicant solely because the applicant has made a claim involving an injury sustained by the applicant as a consequence of being intoxicated or under the influence of a controlled substance.
2. The provisions of subsection 1 do not prohibit an insurer from enforcing a provision included in a policy of group health insurance to:
(a) Deny a claim which involves an injury to which a contributing cause was the insured’s commission of or attempt to commit a felony;
(b) Cancel a policy of group health insurance solely because of such a claim; or
(c) Refuse to issue a policy of group health insurance to an eligible applicant solely because of such a claim.
3. The provisions of this section do not apply to an insurer under a policy of group health insurance that provides coverage for long-term care or disability income.