Nevada § 604A.105 “Title loan” defined

Nevada Statutes

§ 604A.105 — “Title loan” defined

Nevada § 604A.105

Title 52TRADE REGULATIONS AND PRACTICES

Ch. 604ADeferred

GENERAL PROVISIONS

This text of Nevada § 604A.105 (“Title loan” defined) is published on Counsel Stack Legal Research, covering Nevada primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Nev. Rev. Stat. § 604A.105 (2026).

Text

1. “Title loan” means a loan made to a customer pursuant to a loan agreement which, under its original terms:

(a)Charges an annual percentage rate of more than 35 percent; and

(b)Requires the customer to secure the loan by either:

(1)Giving possession of the title to a vehicle legally owned by the customer to the licensee or any agent, affiliate or subsidiary of the licensee; or

(2)Perfecting a security interest in the vehicle by having the name of the licensee or any agent, affiliate or subsidiary of the licensee noted on the title as a lienholder. 2. The term does not include a loan which creates a purchase-money security interest in a vehicle or the refinancing of any such loan.

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1. “Title loan” means a loan made to a customer pursuant to a loan agreement which, under its original terms:
(a) Charges an annual percentage rate of more than 35 percent; and
(b) Requires the customer to secure the loan by either:
(1) Giving possession of the title to a vehicle legally owned by the customer to the licensee or any agent, affiliate or subsidiary of the licensee; or
(2) Perfecting a security interest in the vehicle by having the name of the licensee or any agent, affiliate or subsidiary of the licensee noted on the title as a lienholder.
2. The term does not include a loan which creates a purchase-money security interest in a vehicle or the refinancing of any such loan.