As used in the Travel Insurance Act: A. "aggregator site" means a website that provides access to information regarding insurance products from more than one insurer, including product and insurer information, for use in comparison shopping; B. "blanket travel insurance" means a policy of travel insurance issued to an eligible group providing coverage for specific classes of persons defined in the policy with coverage provided to all members of the eligible group without a separate charge to individual members of the eligible group; C. "cancellation fee waiver" means a contractual agreement between a supplier of travel services and the supplier's customer to waive some or all of the non-refundable cancellation fee provisions of the supplier's underlying travel contract with or without rega
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As used in the Travel Insurance Act: A. "aggregator site" means a website that provides access to information regarding insurance products from more than one insurer, including product and insurer information, for use in comparison shopping; B. "blanket travel insurance" means a policy of travel insurance issued to an eligible group providing coverage for specific classes of persons defined in the policy with coverage provided to all members of the eligible group without a separate charge to individual members of the eligible group; C. "cancellation fee waiver" means a contractual agreement between a supplier of travel services and the supplier's customer to waive some or all of the non-refundable cancellation fee provisions of the supplier's underlying travel contract with or without regard to the reason for the cancellation or form of reimbursement. A "cancellation fee waiver" is not insurance; D. "eligible group" means two or more persons that are engaged in a common enterprise or have an economic, educational or social affinity or relationship, including: (1) any entity engaged in the business of providing travel or travel services, including a: (a) tour operator; (b) lodging provider, vacation property owner, hotel or resort; (c) travel club or travel agency; (d) property manager; (e) cultural exchange program; or (f) common carrier or operator, owner or lessor of a means of transportation of passengers, including an airline, a cruise line, a railroad, a steamship company or a public bus carrier, when all members or customers of the group have a common exposure to risk attendant to their travel; (2) any college, school or other institution of learning covering students, teachers, employees or volunteers; (3) any employer covering a group of employees, volunteers, contractors, board of directors, dependents or guests; (4) any sports team, camp or sponsor thereof covering participants, members, campers, employees, officials, supervisors or volunteers; (5) any religious, charitable, recreational, educational or civic organization or branch thereof covering a group of members, participants or volunteers; (6) any financial institution or financial institution vendor or parent holding company, trustee or agent of or designated by a financial institution or financial institution vendor, including account holders, credit card holders, debtors, guarantors or purchasers; (7) any incorporated or unincorporated association, including a labor union, having a common interest, constitution and bylaws and organized and maintained in good faith for purposes other than obtaining insurance for members or participants of such association covering the association's members; (8) any trust or the trustees of a fund established, created or maintained for the benefit of and covering members, employees or customers, subject to the superintendent's permitting the use of a trust; (9) any entertainment production company covering a group of participants, volunteers, audience members, contestants or workers; (10) any volunteer fire department, ambulance, rescue, police or court or any first aid, civil defense or other such volunteer group; (11) a preschool, a daycare institution for children or adults or a senior citizen club; (12) any automobile or truck rental or leasing company covering a group of individuals who may become renters, lessees or passengers defined by their travel status regarding the rented or leased vehicles where the truck rental or leasing company is the policyholder under a policy to which this section applies; or (13) any other group of which the superintendent has determined that the members are engaged in a common enterprise and have an economic, educational or social affinity or relationship and that issuance of the policy would not be contrary to the public interest; E. "fulfillment materials" means documentation sent to the purchaser of a travel protection plan confirming the purchase and providing the travel protection plan's coverage and assistance details; F. "limited lines travel insurance producer" means a licensed managing general agent or third-party administrator or licensed insurance producer, including a limited lines producer or travel administrator; G. "travel administrator" means a person that directly or indirectly underwrites or collects charges, collateral or premiums from or adjusts or settles claims on residents of this state in connection with travel insurance; provided that a person shall not be considered a travel administrator if that person's only actions that would otherwise cause the person to be considered a travel administrator include: (1) a person working for a travel administrator to the extent that the person's activities are subject to the supervision and control of the travel administrator; (2) an insurance producer selling insurance or engaged in administrative and claims-related activities within the scope of the producer's license; (3) a travel retailer offering and disseminating travel insurance and registered under the license of a limited lines travel insurance producer in accordance with the Travel Insurance Act; (4) a person adjusting or settling claims in the normal course of that person's practice or employment as an attorney-at-law and who does not collect charges or premiums in connection with insurance coverage; or (5) a business entity that is affiliated with a licensed insurer while acting as a travel administrator for the direct and assumed insurance business of an affiliated insurer; H. "travel assistance service" means a service for which the consumer is not indemnified based on a fortuitous event and that does not result in the transfer or shifting of risk that would constitute the business of insurance, including: (1) security advisories; (2) destination information; (3) vaccination and immunization information services; (4) travel reservation services; (5) entertainment; (6) activity and event planning; (7) translation assistance; (8) emergency messaging; (9) international legal and medical referrals; (10) medical case monitoring; (11) coordination of transportation arrangements; (12) emergency cash transfer assistance; (13) medical prescription replacement assistance; (14) passport and travel document replacement assistance; (15) lost luggage assistance; (16) concierge services; or (17) any other service that is furnished in connection with planned travel. "Travel assistance service" is not insurance and is not related to insurance; I. "travel insurance" means insurance coverage for personal risks incident to planned travel, including: (1) interruption or cancellation of a trip or an event; (2) loss of baggage or personal effects; (3) damages to accommodations or rental vehicles; (4) sickness, accident, disability or death occurring during travel; (5) emergency evacuation; (6) repatriation of remains; or (7) any other contractual obligations to indemnify or pay a specified amount to the traveler upon determinable contingencies related to travel as approved by the superintendent. "Travel insurance" does not include a major medical plan that provides comprehensive medical protection for travelers with trips lasting longer than six months, including expatriates living or working abroad, or any other product that requires a specific insurance producer license; J. "travel protection plan" means a plan that provides one or more of the following: (1) travel insurance; (2) travel assistance services; or (3) cancellation fee waivers; and K. "travel retailer" means an entity that makes, arranges or offers planned travel services.