New Jersey Statutes
§ 46:10B-32 — Program of consumer counseling, awareness.
New Jersey·Title 46 PROPERTY
11.The Director of the Division of Banking in the Department of Banking and Insurance, in consultation with the Director of the Division of Consumer Affairs and the Division of Civil Rights in the Department of Law and Public Safety, shall develop and implement a program of consumer counseling and awareness designed to inform the public about the methods by which predatory creditors impose unconscionable and noncompetitive fees and charges as part of complex home mortgage transactions, to protect the public from incurring those fees and charges, and otherwise to encourage the informed and responsible use of credit.
L.2003,c.64,s.11.
Free access — add to your briefcase to read the full text and ask questions with AI
New Jersey § 46:10B-32 (Program of consumer counseling, awareness.) — published by Counsel Stack Legal Research, free access to 12M+ legal documents.
Nearby Sections
15
§ 46:10B-1
Definitions§ 46:10B-10
Interest rate; points§ 46:10B-11
Points; liability for receiving§ 46:10B-11.1
Discount points deemed interest on loan§ 46:10B-12
Graduated payment mortgage defined§ 46:10B-13
Authorization to make§ 46:10B-14
Use for dwelling units; limits on interest§ 46:10B-16
Short title§ 46:10B-17
Definitions§ 46:10B-21
Regulations