New Hampshire § 415:2 Disapproval of Forms

New Hampshire Statutes

§ 415:2 — Disapproval of Forms

New Hampshire·Title XXXVII INSURANCE·Ch. 415 ACCIDENT AND HEALTH INSURANCE

I. The commissioner may, within 30 days after the filing of any such form, disapprove such form if:

(a)The benefits provided therein are unreasonable in relation to the premium charged;

(b)It contains a provision or provisions which are unjust, unfair, inequitable, misleading, deceptive or encourage misrepresentation of such policy; or

(c)It does not comply with the requirements of law. II. The 30-day period under paragraph I may be extended by the commissioner if the insurer has not provided all necessary information required to make a determination under paragraph I. III. If the commissioner shall notify the insurer which has filed any such form that it does not comply with the provisions of this chapter, it shall be unlawful thereafter for such insurer to issue such form or use it in

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I. The commissioner may, within 30 days after the filing of any such form, disapprove such form if:
(a) The benefits provided therein are unreasonable in relation to the premium charged;
(b) It contains a provision or provisions which are unjust, unfair, inequitable, misleading, deceptive or encourage misrepresentation of such policy; or
(c) It does not comply with the requirements of law.
II. The 30-day period under paragraph I may be extended by the commissioner if the insurer has not provided all necessary information required to make a determination under paragraph I.
III. If the commissioner shall notify the insurer which has filed any such form that it does not comply with the provisions of this chapter, it shall be unlawful thereafter for such insurer to issue such form or use it in connection with any policy. In such notice the commissioner shall specify the reasons for his disapproval and state that a hearing will be granted within 20 days after request in writing by the insurer.

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