North Dakota § 51-33-10 Security freeze not applicable to certain consumer reporting agencies

North Dakota Statutes

§ 51-33-10 — Security freeze not applicable to certain consumer reporting agencies

North Dakota § 51-33-10

Title 51Sales and Exchanges

Ch. 51-33Consumer Credit Report Security Freezes

This text of North Dakota § 51-33-10 (Security freeze not applicable to certain consumer reporting agencies) is published on Counsel Stack Legal Research, covering North Dakota primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

N.D. Cent. Code § 51-33-10 (2026).

Text

A consumer reporting agency is not required to place a security freeze in a consumer credit
file under this chapter if it acts only as a reseller of credit information by assembling and
merging information contained in the database of another consumer reporting agency or
multiple consumer reporting agencies and does not maintain a permanent database of credit
information from which new consumer reports are produced. However, a consumer reporting
agency must honor any security freeze placed on a consumer credit file by another consumer
reporting agency.

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A consumer reporting agency is not required to place a security freeze in a consumer credit
file under this chapter if it acts only as a reseller of credit information by assembling and
merging information contained in the database of another consumer reporting agency or
multiple consumer reporting agencies and does not maintain a permanent database of credit
information from which new consumer reports are produced. However, a consumer reporting
agency must honor any security freeze placed on a consumer credit file by another consumer
reporting agency.