§ 51-07-24 — Insurance claims for excessive charges - Penalty

1. A person who sells goods or services paid for by the consumer from proceeds of an
insurance policy that provides coverage for physical damage to automobiles may not:
a. Advertise or promise to provide a good or service as an incentive, pay or waive
all or part of any applicable insurance deductible, or pay a rebate in an amount
equal to all or part of any applicable insurance deductible; or

b. Knowingly charge an amount for the good or service that exceeds the usual and
customary charge by that person for the good or service by an amount equal to or
greater than all or part of the applicable insurance deductible paid by that person
on behalf of an insured or remitted to an insured by that person as a rebate.
2. A person who is insured under an insurance policy that provides coverage for physical
damage to automobiles may not knowingly submit a claim under the policy based on
charges that are in violation of subsection 1 or may not knowingly allow a claim in
violation of subsection 1 to be submitted, unless the person promptly notifies the
insurer of the excessive charges.
3. A violation of this section is a class B misdemeanor.