North Dakota § 26.1-45-05 Cancellation - Nonrenewal - Termination

North Dakota Statutes

§ 26.1-45-05 — Cancellation - Nonrenewal - Termination

North Dakota § 26.1-45-05

Title 26.1Insurance

Ch. 26.1-45Long-Term Care Insurance

This text of North Dakota § 26.1-45-05 (Cancellation - Nonrenewal - Termination) is published on Counsel Stack Legal Research, covering North Dakota primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

N.D. Cent. Code § 26.1-45-05 (2026).

Text

No long-term care insurance policy may:

1.Be canceled, nonrenewed, or otherwise terminated on the grounds of the age or the deterioration of the mental or physical health of the insured individual or certificate holder.

2.Contain a provision establishing a new waiting period in the event existing coverage is converted to or replaced by a new or other form within the same company, except with respect to an increase in benefits voluntarily selected by the insured individual or group policyholder.

3.Provide coverage for skilled nursing care only or provide significantly more coverage for skilled care in a facility than coverage for lower levels of care.

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No long-term care insurance policy may:
1. Be canceled, nonrenewed, or otherwise terminated on the grounds of the age or the
deterioration of the mental or physical health of the insured individual or certificate
holder.
2. Contain a provision establishing a new waiting period in the event existing coverage is
converted to or replaced by a new or other form within the same company, except with
respect to an increase in benefits voluntarily selected by the insured individual or
group policyholder.
3. Provide coverage for skilled nursing care only or provide significantly more coverage
for skilled care in a facility than coverage for lower levels of care.