§ 26.1-41-15 — Motor vehicle liability insurance - Extraterritorial provision

1. Motor vehicle liability insurance applies to the amounts which the owner is legally
obligated to pay as damages because of accidental bodily injury and accidental
property damage arising out of the ownership or operation of a motor vehicle, if the
accident occurs in the United States or its possessions or in Canada. Motor vehicle

liability insurance must afford limits of liability not less than those required under the
financial responsibility laws of this state. Customary terms and conditions applicable to
motor vehicle liability insurance apply.
2. If the accident occurs outside this state but in the United States or its possessions or in
Canada:
a. If the limits of liability of the financial responsibility or compulsory insurance laws
of the applicable jurisdiction exceed the limits of liability of the financial
responsibility laws of North Dakota, the motor vehicle liability insurance is
deemed to comply with the limits of liability of the laws of the applicable
jurisdiction.
b. If the limits of no-fault benefits of the applicable jurisdiction exceed the limits
provided under this chapter for no-fault benefits, the no-fault benefits are deemed
to comply with the limits of the benefits of the laws of the applicable jurisdiction.