North Dakota § 26.1-41-04 Optional excess no-fault benefits

North Dakota Statutes

§ 26.1-41-04 — Optional excess no-fault benefits

North Dakota § 26.1-41-04

Title 26.1Insurance

Ch. 26.1-41Auto Accident Reparations

This text of North Dakota § 26.1-41-04 (Optional excess no-fault benefits) is published on Counsel Stack Legal Research, covering North Dakota primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

N.D. Cent. Code § 26.1-41-04 (2026).

Text

Each basic no-fault insurer of the owner of a secured motor vehicle shall also make
available optional excess no-fault benefits for excess economic loss commencing upon the
exhaustion of basic no-fault benefits, up to a total of eighty thousand dollars in no-fault benefits
for accidental bodily injury to any one person in any one accident, including an accident when
the person who purchased the optional excess no-fault benefits or that person's relative is
injured in a motor vehicle not owned by the insured or as a pedestrian. A basic no-fault insurer
may also offer benefits and limits other than those prescribed in this section, and a basic
no-fault insurer may incorporate in optional excess no-fault coverage the terms, conditions, and
exclusions as may be consistent with the premiums cha

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Each basic no-fault insurer of the owner of a secured motor vehicle shall also make
available optional excess no-fault benefits for excess economic loss commencing upon the
exhaustion of basic no-fault benefits, up to a total of eighty thousand dollars in no-fault benefits
for accidental bodily injury to any one person in any one accident, including an accident when
the person who purchased the optional excess no-fault benefits or that person's relative is
injured in a motor vehicle not owned by the insured or as a pedestrian. A basic no-fault insurer
may also offer benefits and limits other than those prescribed in this section, and a basic
no-fault insurer may incorporate in optional excess no-fault coverage the terms, conditions, and
exclusions as may be consistent with the premiums charged. The amounts payable under
optional excess no-fault benefits may be duplicative of benefits received from any collateral
sources or may be written in excess of such collateral source benefits, or may provide for
reasonable waiting period, deductibles, or coinsurance provisions. The optional excess no-fault
benefits of a basic no-fault insurer may provide for subrogation to the injured person's right of
recovery against any responsible third party.