North Dakota § 26.1-41-02 Security requirements - Authority of director of the department of transportation

North Dakota Statutes

§ 26.1-41-02 — Security requirements - Authority of director of the department of transportation

North Dakota § 26.1-41-02

Title 26.1Insurance

Ch. 26.1-41Auto Accident Reparations

This text of North Dakota § 26.1-41-02 (Security requirements - Authority of director of the department of transportation) is published on Counsel Stack Legal Research, covering North Dakota primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

N.D. Cent. Code § 26.1-41-02 (2026).

Text

transportation.

1.The owner of a motor vehicle required to be registered in this state, or the owner of a motor vehicle operated in this state by the owner or with the owner's permission, shall continuously provide with respect to the motor vehicle during the period in which operation is contemplated in this state security for payment of basic no-fault benefits and the liabilities covered under the motor vehicle liability insurance.

2.The security may be provided by an insurance policy complying with this chapter issued by an insurer authorized to transact business in this state, or, by self-insurance as approved by the commissioner.

3.If the motor vehicle is registered in another state, the security may be provided by an insurance policy issued by an insurer authorized to transact busi

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transportation.
1. The owner of a motor vehicle required to be registered in this state, or the owner of a
motor vehicle operated in this state by the owner or with the owner's permission, shall
continuously provide with respect to the motor vehicle during the period in which
operation is contemplated in this state security for payment of basic no-fault benefits
and the liabilities covered under the motor vehicle liability insurance.
2. The security may be provided by an insurance policy complying with this chapter
issued by an insurer authorized to transact business in this state, or, by self-insurance
as approved by the commissioner.
3. If the motor vehicle is registered in another state, the security may be provided by an
insurance policy issued by an insurer authorized to transact business in either this
state or the state in which the motor vehicle is registered, or, by self-insurance as
approved by the insurance department of the state in which the motor vehicle is
registered.
4. The owner of any motor vehicle who operates it or permits it to be operated in this
state when the owner knows or should know that the owner has failed to comply with
the requirement that the owner provide security under this chapter shall have the
motor vehicle registration revoked or suspended in accordance with procedures
established by the director of the department of transportation under the motor vehicle
law of this state until the owner provides the security required by this chapter.
5. An owner of a motor vehicle with respect to which security is required who fails to have
the security in effect at the time of an accident is absolutely liable at law for payment of
basic no-fault benefits and has all the rights and obligations of a basic no-fault insurer
under this chapter. This remedy is in addition to any other remedy that an injured
person may have against the owner.
6. An insurance policy which purports to provide coverage for basic no-fault benefits or is
sold with the representation that it fulfills the requirements of security as required by
this chapter is deemed to include all coverage required by this chapter.
7. The director of the department of transportation may supervise the enforcement of the
compulsory security requirements of this chapter and may adopt the rules necessary
in respect to the maintenance of the requirements.