North Dakota § 26.1-40-24 Notice requirements following total loss

North Dakota Statutes

§ 26.1-40-24 — Notice requirements following total loss

North Dakota § 26.1-40-24

Title 26.1Insurance

Ch. 26.1-40Automobile Insurance and Warranties

This text of North Dakota § 26.1-40-24 (Notice requirements following total loss) is published on Counsel Stack Legal Research, covering North Dakota primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

N.D. Cent. Code § 26.1-40-24 (2026).

Text

If an insurer determines an automobile with physical damage coverage has incurred a total loss or constructive total loss and that insurer continues to write comprehensive or collision coverage on that automobile, the insurer shall provide notice to the insured that:

1.The insurer determined the automobile is a total loss;

2.The insured's current coverage on that automobile includes comprehensive or collision coverage;

3.If the insured does not repair the automobile, the insurer will reduce the amount of any future physical damage claim for that automobile by the amount paid for the total loss; and

4.If the insured does not repair that automobile, the insured should contact the agent to request that the comprehensive or collision coverage on that automobile be discontinued.

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If an insurer determines an automobile with physical damage coverage has incurred a total
loss or constructive total loss and that insurer continues to write comprehensive or collision
coverage on that automobile, the insurer shall provide notice to the insured that:
1. The insurer determined the automobile is a total loss;
2. The insured's current coverage on that automobile includes comprehensive or collision
coverage;
3. If the insured does not repair the automobile, the insurer will reduce the amount of any
future physical damage claim for that automobile by the amount paid for the total loss;
and
4. If the insured does not repair that automobile, the insured should contact the agent to
request that the comprehensive or collision coverage on that automobile be
discontinued.