North Dakota § 26.1-40-16 Exclusion of named persons - Restrictive endorsements

North Dakota Statutes

§ 26.1-40-16 — Exclusion of named persons - Restrictive endorsements

North Dakota § 26.1-40-16

Title 26.1Insurance

Ch. 26.1-40Automobile Insurance and Warranties

This text of North Dakota § 26.1-40-16 (Exclusion of named persons - Restrictive endorsements) is published on Counsel Stack Legal Research, covering North Dakota primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

N.D. Cent. Code § 26.1-40-16 (2026).

Text

By written agreement with the named insured, a private passenger automobile insurance
policy covering an automobile or other motor vehicle registered or principally garaged in this
state may exclude a named individual, individuals, or class of individuals from coverage. The
policy may contain a restrictive endorsement reducing the limits of liability, uninsured motorist
coverage, underinsured motorist coverage, basic no-fault benefits coverage, or collision
coverage while the vehicle is operated by a named individual or class of individuals. However, if
the policy does provide liability coverage to a person named in a restrictive endorsement, the
coverage may not be less than the minimum provided under section 26.1-40-15.2, section
26.1-40-15.3, subsection 2 of section 26.1-41-01, and sect

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By written agreement with the named insured, a private passenger automobile insurance
policy covering an automobile or other motor vehicle registered or principally garaged in this
state may exclude a named individual, individuals, or class of individuals from coverage. The
policy may contain a restrictive endorsement reducing the limits of liability, uninsured motorist
coverage, underinsured motorist coverage, basic no-fault benefits coverage, or collision
coverage while the vehicle is operated by a named individual or class of individuals. However, if
the policy does provide liability coverage to a person named in a restrictive endorsement, the
coverage may not be less than the minimum provided under section 26.1-40-15.2, section
26.1-40-15.3, subsection 2 of section 26.1-41-01, and section 39-16.1-11. If the policy excludes
a named individual, individuals, or class of individuals from all coverage and the named insured
expressly or impliedly consents to the operation of a secured motor vehicle by the excluded
party, the named insured is not relieved of personal liability as provided by subsection 5 of
section 26.1-41-02.