§ 26.1-40-12 — Sanctions

If the commissioner after hearing determines that an insurer has violated section
26.1-40-02, 26.1-40-10, or 26.1-40-11, the commissioner may require the insurer to accept the
application or written request for insurance coverage at a rate and on the same terms and
conditions as are available to its other risks with similar characteristics, or reinstate insurance
coverage to the end of the policy period; or continue insurance coverage at a rate and on the
same terms and conditions as are available to its other risks with similar characteristics. If the
commissioner has determined, after hearing, that any person has violated sections 26.1-40-02
through 26.1-40-12, the commissioner may issue a cease and desist order to restrain the
person from engaging in practices which violate these sections, or assess a penalty against the
person of up to five hundred dollars for each violation, or assess a penalty against the person of
up to five thousand dollars for each willful and knowing violation, or cancel, revoke, or refuse to
renew a company's certificate of authority to do business in this state.