North Dakota § 26.1-39.2-06 Notice required

North Dakota Statutes

§ 26.1-39.2-06 — Notice required

North Dakota § 26.1-39.2-06

Title 26.1Insurance

Ch. 26.1-39.2Residential Contractor Contracts

This text of North Dakota § 26.1-39.2-06 (Notice required) is published on Counsel Stack Legal Research, covering North Dakota primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

N.D. Cent. Code § 26.1-39.2-06 (2026).

Text

A written contract, repair estimate, or work order prepared by a residential contractor to
provide goods or services to be paid from the proceeds of a property and casualty insurance
policy must include the following notice of the prohibition contained in section 26.1-39.2-03 in
capitalized fourteen-point type which must be signed by the named insured and sent to the
named insured's insurer before payment of proceeds under the applicable insurance policy:
"IT IS A VIOLATION OF THE INSURANCE LAWS OF NORTH DAKOTA TO REBATE ANY
PORTION OF AN INSURANCE DEDUCTIBLE AS AN INDUCEMENT TO THE INSURED TO
ACCEPT A RESIDENTIAL CONTRACTOR'S PROPOSAL TO REPAIR DAMAGED PROPERTY.
REBATE OF A DEDUCTIBLE INCLUDES GRANTING AN ALLOWANCE OR OFFERING A
DISCOUNT AGAINST THE FEES TO BE CHARGED FOR WORK TO BE PERFO

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A written contract, repair estimate, or work order prepared by a residential contractor to
provide goods or services to be paid from the proceeds of a property and casualty insurance
policy must include the following notice of the prohibition contained in section 26.1-39.2-03 in
capitalized fourteen-point type which must be signed by the named insured and sent to the
named insured's insurer before payment of proceeds under the applicable insurance policy:
"IT IS A VIOLATION OF THE INSURANCE LAWS OF NORTH DAKOTA TO REBATE ANY
PORTION OF AN INSURANCE DEDUCTIBLE AS AN INDUCEMENT TO THE INSURED TO
ACCEPT A RESIDENTIAL CONTRACTOR'S PROPOSAL TO REPAIR DAMAGED PROPERTY.
REBATE OF A DEDUCTIBLE INCLUDES GRANTING AN ALLOWANCE OR OFFERING A
DISCOUNT AGAINST THE FEES TO BE CHARGED FOR WORK TO BE PERFORMED OR
PAYING THE INSURED HOMEOWNER THE DEDUCTIBLE AMOUNT SET FORTH IN THE
INSURANCE POLICY.
THE INSURED HOMEOWNER IS PERSONALLY RESPONSIBLE FOR PAYMENT OF THE
DEDUCTIBLE. THE INSURANCE FRAUD STATUTES AND NORTH DAKOTA CRIMINAL
STATUTES PROHIBIT THE INSURED HOMEOWNER FROM ACCEPTING FROM A
RESIDENTIAL CONTRACTOR A REBATE OF THE DEDUCTIBLE OR OTHERWISE
ACCEPTING AN ALLOWANCE OR DISCOUNT FROM THE RESIDENTIAL CONTRACTOR TO
COVER THE COST OF THE DEDUCTIBLE. VIOLATIONS MAY BE PUNISHABLE BY CIVIL
OR CRIMINAL PENALTIES."