§ 26.1-39-30 — Notice of property insurance claim

North Dakota § 26.1-39-30

• Jurisdiction: North Dakota
• Title 26.1: Insurance
• Ch. 26.1-39: Property and Casualty Insurance

Text

1. As used in this section:
a. "Reopened claim" means a claim an insurer closed and reopened upon an
insured's request for additional reimbursement of damage arising out of the
original occurrence, and not previously identified or disclosed to the insurer.
b. "Supplemental claim" means a claim for additional loss or costs from the same
occurrence the insurer previously compensated the insured.
2. A reopened claim under an insurance policy that provides property insurance,
including a policy issued by an eligible surplus lines insurer, for loss or damage is
barred unless notice of the claim was given to the insurer within one year after the
date of loss. A supplemental claim is barred unless notice of the supplemental claim
was given to the insurer of the policy within twelve months after the date of the last
payment issued by the insurer for that element of the loss.
3. The time limitations under subsection 2 are tolled during any term of deployment for a
named insured service member to a combat zone or combat support posting that
materially affects the ability of the named insured to file a claim, supplemental claim, or
reopened claim.