North Dakota § 26.1-39-24 Domestic violence - Intentional acts

North Dakota Statutes

§ 26.1-39-24 — Domestic violence - Intentional acts

North Dakota § 26.1-39-24

Title 26.1Insurance

Ch. 26.1-39Property and Casualty Insurance

This text of North Dakota § 26.1-39-24 (Domestic violence - Intentional acts) is published on Counsel Stack Legal Research, covering North Dakota primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

N.D. Cent. Code § 26.1-39-24 (2026).

Text

An insurer issuing or renewing a policy of property and casualty insurance in this state may
not base any rating, underwriting, or claim-handling decision solely on whether an applicant or
insured suffers from domestic violence as defined under chapter 14-07.1. If a property and
casualty insurance policy excludes property coverage for intentional acts, the insurer may not
deny payment to an innocent coinsured who did not cooperate in or contribute to the creation of
the loss if the loss arose out of domestic violence and the perpetrator of the loss is criminally
prosecuted for the act causing the loss. Payment to this innocent coinsured may be limited to
the innocent coinsured's ownership interest in the property as reduced by any payment to a
mortgagor or other secured interest.

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An insurer issuing or renewing a policy of property and casualty insurance in this state may
not base any rating, underwriting, or claim-handling decision solely on whether an applicant or
insured suffers from domestic violence as defined under chapter 14-07.1. If a property and
casualty insurance policy excludes property coverage for intentional acts, the insurer may not
deny payment to an innocent coinsured who did not cooperate in or contribute to the creation of
the loss if the loss arose out of domestic violence and the perpetrator of the loss is criminally
prosecuted for the act causing the loss. Payment to this innocent coinsured may be limited to
the innocent coinsured's ownership interest in the property as reduced by any payment to a
mortgagor or other secured interest.