North Dakota § 26.1-36.4-04 Portability of insurance policies

North Dakota Statutes

§ 26.1-36.4-04 — Portability of insurance policies

North Dakota § 26.1-36.4-04

Title 26.1Insurance

Ch. 26.1-36.4Hospital and Medical Insurance

This text of North Dakota § 26.1-36.4-04 (Portability of insurance policies) is published on Counsel Stack Legal Research, covering North Dakota primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

N.D. Cent. Code § 26.1-36.4-04 (2026).

Text

An insurer shall reduce any time period applicable to a pre-existing condition, for a policy by
the aggregate of periods the individual was covered by qualifying previous coverage, if the
qualifying previous coverage as defined in section 26.1-36.3-01 is continuous until at least
sixty-three days before the effective date of the new coverage. Any waiting period applicable to
an individual for coverage under a health benefit plan may not be taken into account in
determining the period of continuous coverage. Insurers shall credit coverage in the same
manner as provided by section 26.1-36.3-06 and the rules adopted by the commissioner
pursuant thereto.

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An insurer shall reduce any time period applicable to a pre-existing condition, for a policy by
the aggregate of periods the individual was covered by qualifying previous coverage, if the
qualifying previous coverage as defined in section 26.1-36.3-01 is continuous until at least
sixty-three days before the effective date of the new coverage. Any waiting period applicable to
an individual for coverage under a health benefit plan may not be taken into account in
determining the period of continuous coverage. Insurers shall credit coverage in the same
manner as provided by section 26.1-36.3-06 and the rules adopted by the commissioner
pursuant thereto.