North Dakota § 26.1-36.4-03 Limits on pre-existing condition exclusions

North Dakota Statutes

§ 26.1-36.4-03 — Limits on pre-existing condition exclusions

North Dakota § 26.1-36.4-03

Title 26.1Insurance

Ch. 26.1-36.4Hospital and Medical Insurance

This text of North Dakota § 26.1-36.4-03 (Limits on pre-existing condition exclusions) is published on Counsel Stack Legal Research, covering North Dakota primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

N.D. Cent. Code § 26.1-36.4-03 (2026).

Text

An insurer may impose a pre-existing condition exclusion only if:

1.The exclusion relates to a condition, regardless of the cause of the condition, for which medical diagnosis, care, or treatment was recommended or received within the six-month period ending on the effective date of the person's coverage.

2.The exclusion extends for a period of not more than twelve months after the effective date of coverage. A group policy may impose an eighteen-month pre-existing condition to a late enrollee, as the term late enrollee is defined in section 26.1-36.3-01.

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An insurer may impose a pre-existing condition exclusion only if:
1. The exclusion relates to a condition, regardless of the cause of the condition, for which
medical diagnosis, care, or treatment was recommended or received within the
six-month period ending on the effective date of the person's coverage.
2. The exclusion extends for a period of not more than twelve months after the effective
date of coverage. A group policy may impose an eighteen-month pre-existing condition
to a late enrollee, as the term late enrollee is defined in section 26.1-36.3-01.