North Dakota § 26.1-32-01 Liability of insurer for loss - Proximate and remote cause

North Dakota Statutes

§ 26.1-32-01 — Liability of insurer for loss - Proximate and remote cause

North Dakota § 26.1-32-01

Title 26.1Insurance

Ch. 26.1-32Loss and Notice of Loss

This text of North Dakota § 26.1-32-01 (Liability of insurer for loss - Proximate and remote cause) is published on Counsel Stack Legal Research, covering North Dakota primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

N.D. Cent. Code § 26.1-32-01 (2026).

Text

An insurer is liable for a loss proximately caused by a peril insured against even though a
peril not contemplated by the insurance contract may have been a remote cause of the loss. An
insurer is not liable for a loss of which the peril insured against was only a remote cause. The
efficient proximate cause doctrine applies only if separate, distinct, and totally unrelated causes
contribute to the loss.

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An insurer is liable for a loss proximately caused by a peril insured against even though a
peril not contemplated by the insurance contract may have been a remote cause of the loss. An
insurer is not liable for a loss of which the peril insured against was only a remote cause. The
efficient proximate cause doctrine applies only if separate, distinct, and totally unrelated causes
contribute to the loss.