North Dakota § 26.1-25.2-02 Definitions

North Dakota Statutes

§ 26.1-25.2-02 — Definitions

North Dakota § 26.1-25.2-02

Title 26.1Insurance

Ch. 26.1-25.2Personal Insurance Claims History

This text of North Dakota § 26.1-25.2-02 (Definitions) is published on Counsel Stack Legal Research, covering North Dakota primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

N.D. Cent. Code § 26.1-25.2-02 (2026).

Text

As used in this chapter: 1. "Deceptive practices" means any misstatement or omission of any material fact, or submission of a false statement, in light of the circumstances under which it was made, by a person acting with the intent to defraud in filing an insurance claim. 2. "Insurance support organization" means: a.

(1)A person who regularly engages, in whole or in part, in the practice of assembling or collecting information about an individual for the primary purpose of providing the information to an insurance institution or insurance producer for an insurance transaction.

(2)The term includes the furnishing of consumer reports or investigative consumer reports to an insurance institution or insurance producer for use in connection with an insurance transaction.

(3)The term also in

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As used in this chapter:
1. "Deceptive practices" means any misstatement or omission of any material fact, or
submission of a false statement, in light of the circumstances under which it was
made, by a person acting with the intent to defraud in filing an insurance claim.
2. "Insurance support organization" means:
a. (1) A person who regularly engages, in whole or in part, in the practice of
assembling or collecting information about an individual for the primary
purpose of providing the information to an insurance institution or insurance
producer for an insurance transaction.
(2) The term includes the furnishing of consumer reports or investigative
consumer reports to an insurance institution or insurance producer for use in
connection with an insurance transaction.
(3) The term also includes the collection of personal information from an
insurance institution, insurance producer, or insurance support organization
for the purpose of detecting or preventing fraud, material misrepresentation,
or material nondisclosure in connection with insurance underwriting or
insurance claim activity.
b. The following persons are not insurance support organizations:
(1) Insurance producers.
(2) Government institutions.
(3) Insurance institutions.
(4) Medical care institutions.
(5) Medical professionals.
3. "Personal insurance" means private passenger automobile, homeowner, motorcycle,
mobile homeowner, and owner-occupied dwelling fire insurance policies.